Our Agents

“Helping Families Find Homes And Homes Find Families”


I offer “Quick response with Effective Service” specializing in residential and new construction. As a HOMETOWN GIRL with HEART who can take the stress out of purchasing your new home, let my knowledge of the Panhandle go to work for you!

  • There is no Substitute for Experience
  • Personal Attention from a Full-time Realtor
  • Professionally Representing Buyers & Sellers
  • Knowing the market
  • Hometown Girl with Heart
  • Multi-Million Dollar Producer
  • Extensive marketing of properties
  • Nothing too big or small
  • Relocation! Relocation! Relocation!
  • Selling Florida’s Last Frontier

Cindy Birges, REALTOR

Cindy Birge
Broker

Office: (850) 638-0370
Mobile: (850) 258-9442
Cindy@EliteRealtyOnline.com


As a third-generation realtor, real estate is in my blood and I have witnessed first hand what it takes to provide customers with the highest level of service. With a strong educational background, including degrees from Chipola College, Florida State University, and Florida Coastal School of Law, I bring a unique perspective to the world of real estate. As a dedicated broker associate, I am committed to helping you find the perfect property or sell your current one. Let my knowledge, experience, and passion for real estate work for you. Contact me today to start your real estate journey.
Summer Thomas, REALTOR®
Summer Thomas
Broker Associate / Office Manager

Office: (850) 638-0370
Mobile: (850) 258-7475

Email: summer.eliterealty@gmail.com


Residential and Commercial properties are my specialty. I enjoy working with first time home buyers to make sure they have the best experience possible. Be confident I will go the extra mile to help you get the home you want. I have been a business woman in the community for over 20 years.

  • Vast Knowledge of the Area
  • Professional Disposition
  • Specializes in First Time Home Buyers
  • Tremendous Customer Loyalty
  • Serves Clients with Respect and Honesty
  • Business and Career Minded
  • Makes Your Real Estate Experience Enjoyable!

Linda Cumbaa, REALTOR®

Linda Cumbaa
Broker-Associate

Office: (850) 638-0370
Mobile: (850) 527-8144
Lcumbaa@yahoo.com


Michael began his real estate career in 2012 and has enjoyed working with numerous clients to achieve their Real Estate dreams. Michael and his lovely wife Amy have been married for 30 years and have two wonderful children.

Michael has served in Ministry since he was 15 years old, and brings over 30 years experience in Leadership to the table. In 2019, He and his wife and children planted Crosspoint Church of Ponce de Leon, which is now a thriving church in West Holmes County.

From his years of experience in Leadership, as a Realtor, Michael prides himself in pursuing excellence in every area – from Listing your residential or commercial property, to submitting an offer, to the day of closing and beyond. Michael seeks to serve each Client in honesty, excellence and professionalism, yet with a personal touch of compassion and sincerity.

Having grew up in the area, Michael has a unique love for Northwest Florida, from the country dirt roads to the sandy white beaches, and everything in between. Michael came to Elite Realty in March of 2015 and is excited about the opportunities ahead.

” Whether you are buying or selling, we commit to serve you in a professional, prompt, and efficient manner. I would love to have the opportunity to help you and your family to achieve your real estate goals. ” – Michael


Michael Tadlock
Realtor-Associate

Office: (850) 638-0370
Mobile: (850) 768-0445
Tadlocksells@gmail.com


Growing up in Chipley, experiencing all of the benefits of small-town living and building relationships is what led me to raise my children here. Now I have the privilege and honor to watch my grandchildren grow up here. Values such as integrity, honesty and caring about your neighbor are a way of life here, and it makes me proud to be a lifelong resident of such a wonderful place. I am a graduate of Troy University and have been working in the real estate industry since 2016. I absolutely love what I do because it allows me the opportunity to make a difference by helping people overcome obstacles and obtain their dream of home ownership. It is my promise to provide you with an exceptional customer service experience, and I look forward to working with you.

Denise Myers, REALTOR®

Denise Myers
Realtor-Associate

Office: (850) 638-0370
Mobile: (850) 326-2248
Denise.EliteRealty@gmail.com


As a real estate investor, I have studied our local real estate market intensely over the past few years. I want to put that knowledge to work for you! Whether it’s buying your first home or your dream home, I can help make the experience an enjoyable one. If you have a property that you need sold quickly, I can help make it happen. If you want to solidify your financial future by investing in real estate, I have the personal experience to guide you in the right direction. I can promise you that no one will work harder to get the job done. Please consider me for all of your real estate needs!

Kyle Collins, REALTOR®

Kyle Collins
Realtor-Associate

Office: (850) 638-0370
Mobile: (850) 415-0458
KyleAnthonyCollins25@gmail.com


Hey there! My name is Casey and I am a Florida native, specializing in residential sales, investments, and large land. Helping people is my passion and I enjoy what I do. I started my career in real estate as a full-time sales associate in 2017. Since then, I have helped hundreds of customers achieve their real estate goals and have successfully closed over 300 transactions. I have also obtained my broker’s license, which makes me a Broker Associate. I bring years of experience and a deep knowledge of the local market to the table. I am easy to get along with, but am a strong negotiator and assertive when it counts. When choosing an agent, I realize the most important quality for them to have, aside from experience, is honesty plus a willingness to help you. I built my business on honesty and integrity. It is one of my core values to be transparent with my customers, anyone I associate with in business, and life in general. Whether you are a seller, buyer, or seasoned investor it is my promise to go above and beyond for you to make the process as seamless as possible. I look forward to the opportunity of serving you!

Please expect:

  • Professional Service
  • Trustworthiness
  • Local Expertise
  • Waterfront
  • Problem Solving
  • First Time Home Buyers
  • Attention to Detail

Casey Owens, REALTOR®

Casey Owens
Broker-Associate

Office: (850) 638-0370
Mobile: (850) 326-3704
Casey.EliteRealty@gmail.com


Helping a person make one of their most important decisions is a great responsibility, but something I enjoy wholeheartedly. I beleive in the unique, personal nature of real estate, which you will revealed in how I follow through on what I promise, as I carefully guide you through the many steps and decisions you have to make along the way.

I am fully committed to providing you with excellent service that will make your real estate experience as easy and as stress-free as possible.

You can expect from me:

  • Personal and knowledgeable service that is genuinely responsive to your needs
  • A familiarity with local communities, home values, and price trends
  • Top professional skills continually refined through training programs respected industry wide
  • Advice and guidance throughout the entire process

I am thankful that my strengths include: establishing the individual needs of my customers, marketing and showing properties, and negotiating and closing sales.

“House filled with all kinds of good things…”Deuteronomy 6:11

Valery Lawton, REALTOR®
Valery McAllister-Lawton
Realtor-Associate

Office: (850) 638-0370
Mobile: (850) 625-5725
ValeryLawton61@gmail.com


JJ Cumbaa grew up in a family of real estate professionals in the Florida panhandle and has great enthusiasm for the opportunities that property ownership offers to both individuals and families. He lives, with his wife and son, in Lynn Haven with a primary focus in Bay County and the surrounding area.

Navigating the real estate market, can be an overwhelming process for many. Finding the right property, negotiating the best deal, and obtaining the right financing are all key elements which ensure a successful outcome for you. As an employee of large corporations and government agencies, he has learned to navigate bureaucratic red tape in pursuit of favorable outcomes for customers. Since 2006 JJ has been a real estate appraiser in the area appraising both residential and commercial properties. This experience affords him insight into the local market which he puts to work for his customers.

JJ is known for his honest and forthright communication style and task-oriented focus. He has the right skill set to provide you with the highest level of personal service possible and works hard to ensure a positive outcome for each and every customer.

JJ Cumbaa, REALTOR
Jon “JJ” Cumbaa
Realtor-Associate

Office: (850) 638-0370
Mobile: (850) 210-4717
jjcumbaa@gmail.com



I was born and raised in Washington County and I am very knowledgeable of the tri-county and surrounding areas. Combined with the knowledge of the realty business and my past experience in marketing and nursing, I understand and place the client’s needs as the top priority. If you are looking for someone to handle your realty needs then be assured that you will be treated fairly, honestly and with your best interest at heart.

Bethany Finch, REALTOR®
Bethany Finch
Realtor-Associate

Office: (850) 638-0370
Mobile: (850) 768-0186
Email: Bethany.eliterealty@gmail.com


Hi everyone, I am Olivia Garney. I was born and raised right here in the panhandle on a dairy farm with my parents and three sisters. I know what hard work and dedication are and I will be easily accessible with each and every need you may have. Living here all my life and still living here with my husband and three children I have great knowledge of the area and the surrounding areas. I am here to serve you with all your residential and commercial needs in real estate and will strive to make the process as smooth and hassle-free as possible. Honesty and integrity will be my top priority in each transaction. I am here to treat you like family!!
Olivia Garney, REALTOR®
Olivia Garney
Realtor-Associate

Office: (850) 638-0370
Mobile: (850) 557-3825

Email: Olivia.EliteRealty@gmail.com


My name is Kelly Smith. I’m a licensed Florida and Alabama Realtor. I grew up in the Panhandle and I know the area very well. I love God, my family and my clients.

I strive to be professional by being honest, providing professional expertise of the market and listening to my clients and being respectful of their real estate needs.

I love working in real estate and I love people and I’m always excited to meet new clients and get to know them and in the end they become more like family to me.

I will work hard as your realtor and you will get amazing service with me. The home buying and selling process will feel effortless with my help and expertise.

Kelly Smith, REALTOR®
Kelly Smith
Realtor-Associate

Office: (850) 638-0370
Mobile: (334) 449-0464

Email: 30alashay@gmail.com


Hello! My name is Vivien Leigh Taylor Clark, that’s a mouthful of a southern name for sure. Just call me Leigh. I am Panhandle of Florida born and raised. My home turf was in Bonifay as a kid and now I reside in Chipley. I am married to my sweetheart Keith. He came into this union with 4 kids and so did I….that’s right, 8 kids all together. When we aren’t busy cooking or doing laundry, we love to get on the boat, go to the beach, go out dancing, etc.. We also have a thriving business that we manage. We do tree work, lot clean up, forestry mulching, and a lot of other dirty tasks.

I got into real estate for a myriad of reasons, but the final and most recent reason was because of a conversation I had with one of my teenagers. We were discussing career and college options and also talking about our dreams. I told them that one of my biggest regrets were not finishing some of the things that I had started in the past. They looked right at me and said, it’s not too late. I knew that I had to show them that they were right.

I love where I live. I love our state, the panhandle, and our specific little community that is so special. I would love to see growth in this area while also keeping what makes us so special. I believe that what makes us unique is our people and the understanding that honoring and preserving our past is crucial. That doesn’t mean that we shouldn’t use technology and advancements to help us. I would rather see an old building brought to life through new codes and structural technology than be torn to the ground. I love the way our small downtown is somewhat of a time capsule.

Real estate makes me excited! It’s not all cute homes and perfection. It’s looking past things to see what they can be or it’s helping someone envision their future office or newborn nursery. I have recently been working with a first time homebuyer that’s expecting and I couldn’t love this more. Their excitement is infectious. They really rely on me and trust me and I feel honored to be a part of their journey. That all sounds a little sappy, but it’s the best part so far. Please call me and let me be a part of your journey too!!

Leigh Clark, REALTOR®
Leigh Taylor Clark
Realtor-Associate

Office: (850) 638-0370
Mobile: (850) 703-4704

Email: leigh.eliterealty@gmail.com


If you are in the market to buy or sell, I will do my absolute best to help get you where you want to be. Helping people is one of my passions.

My name is Sharon Gavin. I am a native Floridian, born and raised here in the Panhandle area of our great state. With lifelong experiences ranging from swimming in crystal clear springs to hunting seashells on the gorgeous emerald coast, I can offer a down home point of view when it comes to listing your property or finding your own piece of paradise.

I worked many years in corrections before getting my real estate license in 2018. Since then, I have had the privilege of working with dozens of families from all over the U.S. to make their dreams a reality. I would love the opportunity to do the same for you.

I am a full-time realtor and am devoted to spending the time it takes to develop a relationship with my clients. I take great care to listen to your wants and needs while answering any questions you may have.

Please feel free to reach out to me and let me know how I can help with your real estate needs.

Sharon Gavin, REALTOR®
Sharon Gavin
Realtor-Associate

Office: (850) 638-0370
Mobile: 850-596-4154

Email: sharonsellshomesfast@gmail.com


Born and raised in Michigan, I graduated from Jackson Junior College and Michigan Technological University. I received my first real estate license in 1973, marking 2023 as my 50th year having either a Sales Associate or Broker license, specializing in commercial real estate. I also spent 30 years employed by a major manufacture of industrial temperature and pressure instrumentation and controls, where I rose to the position of National Sales Manager of the company.

I have lived and worked in 8 States, so I am familiar with working with customers from all parts of the US. I have a reputation of doing things “by the book”. I have a strong background in math and problem solving. I volunteer for multiple organizations and serve as a member of the Sunny Hills Municipal Services Benefit Unit (MSBU) Advisory Committee. I live in Sunny Hills.

Gary Hartman, REALTOR®
Gary Hartman
Broker-Associate

Office: (850) 638-0370
Direct: (850) 773-3338
Mobile: (850) 260-1063

Email: ghartman36@bellsouth.net