years of experience make us truly . . . Elite

“Helping Families Find Homes And Homes Find Families”


I offer “Quick response with Effective Service” specializing in residential and new construction. As a HOMETOWN GIRL with HEART who can take the stress out of purchasing your new home, let my knowledge of the Panhandle go to work for you!

  • There is no Substitute for Experience
  • Personal Attention from a Full-time Realtor
  • Professionally Representing Buyers & Sellers
  • Knowing the market
  • Hometown Girl with Heart
  • Multi-Million Dollar Producer
  • Extensive marketing of properties
  • Nothing to big or small
  • Relocation! Relocation! Relocation!
  • Selling Florida’s Last Frontier

Cindy Birge
Broker

Office: (850) 638-0370
Mobile: (850) 258-9442
Cindy@EliteRealtyOnline.com


Residential and Commercial properties are my specialty. I enjoy working with first time home buyers to make sure they have the best experience possible. Be confident I will go the extra mile to help you get the home you want. I have been a business woman in the community for over 20 years.

  • Vast Knowledge of the Area
  • Professional Disposition
  • Specializes in First Time Home Buyers
  • Tremendous Customer Loyalty
  • Serves Clients with Respect and Honesty
  • Business and Career Minded
  • Makes Your Real Estate Experience Enjoyable!

Linda Cumbaa
Broker-Associate

Office: (850) 638-0370
Mobile: (850) 527-8144
Lcumbaa@yahoo.com


I would love to help you find just the right property for you and your family. I know from experience that this is a great place to live. I would love the opportunity to serve you with all your Real Estate needs. I will do everything we can to help you sell your property in a timely manner, or find a property you would love. Give me a chance to work for you!

  • Vast knowledge of the area
  • Love to help people
  • Professional
  • Serve you well

Debbie Williams
Realtor-Associate

Office: (850) 638-0370
Home: (850) 638-0323
Mobile: (850) 258-0431
Williamsteamrealestate@gmail.com


We are very pleased to have Elaine Chadwell join our team at Elite Realty. No introduction is really needed for Elaine. Having successfully run her own real estate business in our area for many years, she is probably already know to most of you. She is excited to be back at work in the real estate industry and hopes that you will help spread the word that, “Elaine is back!”

Let me help you with your real estate needs. I thank you for the opportunity.

Elaine Chadwell
Broker-Associate

Office: (850) 638-0370
Mobile: (850) 703-9945
Elaine@EliteRealtyOnline.com


Hello everyone, I am Bo Birge the Realtor that’s wants to help you with your Residential and Commercial Real Estate needs.

My job is to ensure that your real estate transaction is as smooth and worry free for you as possible. If you are ready, I am willing and able to make your goals happen. Call me!!

Bo Birge
Realtor-Associate

Office: (850) 638-0370
Mobile: (850) 326-2406
itzbadd@gmail.com


Michael began his real estate career in 2012 and has enjoyed working with numerous clients to achieve their Real Estate dreams. Michael has served in Ministry for the past 23 years and continues to serve today as Senior Pastor of a thriving Church just north of Bonifay, Florida. From his years of experience in Leadership, as a Realtor Michael prides himself in pursuing excellence in every area – from Listing your home or submitting an offer, to the day of closing and beyond. Michael seeks to serve each Client in honesty, excellence and professionalism, yet with a personal touch of compassion and sincerity. Having grew up in the area, Michael has a unique love for Northwest Florida, from the country dirt roads to the sandy white beaches, and everything in between. Michael and his lovely wife Amy have been married for 21 years and have two wonderful children. Michael came to Elite Realty in March of 2015 and is excited about the opportunities ahead.

” Whether you are buying or selling, we commit to serve you in a professional, prompt, and efficient manner. I would love to have the opportunity to help you and your family to achieve your real estate goals. ” – Michael


Michael Tadlock
Realtor-Associate

Office: (850) 638-0370
Mobile: (850) 768-0445
Tadlocksells@gmail.com


Growing up in Chipley and experiencing all of the benefits of small town life led me to raise my children here as well. I wanted them to have the benefits of community and caring that growing up in a small town provide. Values such as integrity, honesty and caring about your neighbor are a way of life here. My belief in giving back to the community, stems from those values. Currently serving as an Executive Board member with Distinguished Young Women of Washington County, I am striving to help empower the next generation of young women to be successful in all that they aspire to achieve. I am a graduate of Troy University with over 30 years of professional work experience, and although new to the Real Estate business, I promise you exceptional customer service and a willingness to help you find the home of your dreams. I look forward to working with you!

Denise Stephens
Realtor-Associate

Office: (850) 638-0370
Mobile: (850) 326-2248
Denise.EliteRealty@gmail.com


As a real estate investor, I have studied our local real estate market intensely over the past few years. I want to put that knowledge to work for you! Whether it’s buying your first home or your dream home, I can help make the experience an enjoyable one. If you have a property that you need sold quickly, I can help make it happen. If you want to solidify your financial future by investing in real estate, I have the personal experience to guide you in the right direction. I can promise you that no one will work harder to get the job done. Please consider me for all of your real estate needs!

Kyle Collins
Realtor-Associate

Office: (850) 638-0370
Mobile: (850) 415-0458
KyleAnthonyCollins25@gmail.com


I am a Florida Native from rural South Florida. After searching with my husband and our 2 daughters for the perfect spot to relocate, we chose the Florida Panhandle 12 years ago. We love this area for the quiet country living and the beautiful beaches of the Emerald Coast. After 20 years in the business aspect of the medical field I have chosen to follow my passion for Real Estate. I bring with me excellent customer service skills, professionalism, honesty, and a great compassion for people. Whether you are buying or selling I look forward to working with you for all your real estate needs!

Kristina McGowin
Realtor-Associate

Office: (850) 638-0370
Mobile: (850) 260-9090
Kristina.EliteRealty@gmail.com


Born and raised in the Panhandle, I know and love this area. I chose real estate as my career because I’ve always had a passion for it and it is something that I can truly enjoy. Trust that I will go above and beyond for you in each and every transaction to ensure that it is as stress free as possible. I’m dedicated to providing professionalism, honesty, and integrity. Success is not based on how you serve yourself, but how you serve others. Therefore, I consider it a responsibility and a privilege being part of the process in helping clients sell their homes and find the homes they are looking for. It is my professional commitment to listen and to serve your real estate objectives. I look forward to the opportunity of serving you.

Please expect:

  • Professional Service
  • Trustworthiness
  • Local Expertise
  • Waterfront
  • Problem Solving
  • First Time Home Buyers
  • Attention to Detail
  • Casey Owens
    Realtor-Associate

    Office: (850) 638-0370
    Mobile: (850) 326-3704
    Cowens.EliteRealty@gmail.com


    My name is Wanda Raney. I have been a Realtor since 2004. I was born and raised in the Panhandle and love living here. I enjoy fishing, hunting, and spending time with my grandkids. I know all of the outdoor hot spots. I am also a family person and love kids. If you need a Realtor that will work hard for you and is knowledgeable about the area, I am your Realtor! I enjoy selling real estate and meeting new people. Give me a call for all your real estate needs..

    Wanda Raney
    Realtor-Associate

    Office: (850) 638-0370
    Mobile: (850) 527-5521
    Wanda_Raney@yahoo.com


    Helping a person make one of their most important decisions is a great responsibility, but something I enjoy wholeheartedly. I beleive in the unique, personal nature of real estate, which you will revealed in how I follow through on what I promise, as I carefully guide you through the many steps and decisions you have to make along the way.

    I am fully committed to providing you with excellent service that will make your real estate experience as easy and as stress-free as possible.

    You can expect from me:

    • Personal and knowledgeable service that is genuinely responsive to your needs
    • A familiarity with local communities, home values, and price trends
    • Top professional skills continually refined through training programs respected industry wide
    • Advice and guidance throughout the entire process

    I am thankful that my strengths include: establishing the individual needs of my customers, marketing and showing properties, and negotiating and closing sales.

    “House filled with all kinds of good things…”Deuteronomy 6:11


    Valery McAllister-Lawton
    Realtor-Associate

    Office: (850) 638-0370
    Mobile: (850) 625-5725
    ValeryLawton61@gmail.com


    JJ Cumbaa grew up in a family of real estate professionals in the Florida panhandle and has great enthusiasm for the opportunities that property ownership offers to both individuals and families. He lives, with his wife and son, in Lynn Haven with a primary focus in Bay County and the surrounding area.

    Navigating the real estate market, can be an overwhelming process for many. Finding the right property, negotiating the best deal, and obtaining the right financing are all key elements which ensure a successful outcome for you. As an employee of large corporations and government agencies, he has learned to navigate bureaucratic red tape in pursuit of favorable outcomes for customers. Since 2006 JJ has been a real estate appraiser in the area appraising both residential and commercial properties. This experience affords him insight into the local market which he puts to work for his customers.

    JJ is known for his honest and forthright communication style and task-oriented focus. He has the right skill set to provide you with the highest level of personal service possible and works hard to ensure a positive outcome for each and every customer.


    Jon “JJ” Cumbaa
    Realtor-Associate

    Office: (850) 638-0370
    Mobile: (850) 210-4717
    jjcumbaa@gmail.com


    I am Tina Dixon, a licensed Florida real estate agent, specializing in residential homes and investment properties. I have lived in the Florida Panhandle my entire life and have worked in public service for over 24 years. Whether you are in the market to buy or sell, I will approach each encounter like you are family!

    I pride myself on doing quality work- being efficient, professional, and easily accessible. I am a detail-oriented person and will work diligently to cover every aspect of the buying or selling process so that you know what to expect beforehand every step of the way.

    I am a member of the National Association or Realtors, Florida Association of Realtors, and the Central Panhandle Association of Realtors, and I am super excited to help you with your real estate venture!


    Tina Dixon
    Realtor-Associate

    Office: (850) 638-0370
    Mobile: 334-797-6735
    Email: tina.eliterealty@gmail.com


    I was born and raised in Washington County and I am very knowledgeable of the tri-county and surrounding areas. Combined with the knowledge of the realty business and my past experience in marketing and nursing, I understand and place the client’s needs as the top priority. If you are looking for someone to handle your realty needs then be assured that you will be treated fairly, honestly and with your best interest at heart.


    Bethany Finch
    Realtor-Associate

    Office: (850) 638-0370
    Mobile: (850) 768-0186
    Email: Bethany.eliterealty@gmail.com

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    Elite Realty
    964 Main Street
    Chipley, FL 32428
    (850) 638-0370
    info@eliterealtyonline.com